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Parpera Australia Pty Ltd (Parpera, we, our, us) ABN 47 641 580 743 is an Authorised Representative 1302443 of MSC Advisory Pty Ltd ACN 607 459 441 AFSL 480649 and ASIC Registered Agent 51621.

This website contains general information only and any financial advice we provide does not consider your objectives, financial situation or needs. It does not constitute personal advice for the purposes of section 766B(3) of the Corporations Act 2001. Before you act on any of our advice, please consider if it’s appropriate for you.

Wise Australia Pty Ltd ABN 42 070 947 492 AFSL 513764 is the issuer of the business accounts in Parpera's App and the Parpera Business Debit Mastercard®, pursuant to a license by Mastercard Asia/Pacific Pte Ltd Mastercard®. The circles design is a registered trademark of Mastercard International Incorporated.

Stripe Payments Australia Pty Ltd ACN 160 180 343 is the issuer of the non-payment facility within Parpera.biz.

Parpera Earn is administered by us. It can provide you with a variable rate of return on your contributions based on the interest earned by Parpera Earn less our administration fees. The rate of return is subject to change typically due to movements in the Reserve Bank of Australia official cash rate. Your contributions to Parpera Earn are not guaranteed and they are not protected by the Financial Claims Scheme under the Banking Act 1959 (Cth). Please refer to the Parpera Earn Terms and Conditions available here for further information.

Before making a decision in relation to any of these products, please consider any relevant Terms and Conditions, Target Market Determination, Financial Services Guide and Product Disclosure Statement available here.

Any representations made on this website are current as at the date of publishing and subject to change.

We acknowledge and pay our respects to Aboriginal Elders, past, present, and emerging, and Torres Strait Islander peoples as the First Peoples of Australia, whose ancestral lands and waters we work and live on throughout Australia.

Our offices are located on the traditional lands of the Gadigal peoples of the Eora nation in Sydney, and Boon Wurrung peoples of the Kulin nation in Melbourne.