Parpera - Business Made Easy for Sole Traders, Companies & Small Business Owners

What our members have to say

Parpera is EXACTLY what I've been looking for and I've been looking EVERYWHERE - it's so easy to use. I'm a huge fan and the customer experience is first class!

Jessica M, Contractor

I'm so glad I found the Parpera App. I've used it for invoicing my clients since I started my business. It's really simple to use, has everything I need, and it's reliable. Thank you for this great App, Parpera, I highly recommend it!

Kaz H, Marketing Specialist

I used to use spreadsheets and word docs, but now I can do it all through the App. I have visibility over my income and tax, so I'm in control of my money. Having the tax feature is really handy, so I can be better prepared and don't get caught out for tax!

Tom J, Advertising Professional

Parpera has been pivotal in managing my business expenses and helped me to reclaim SO MUCH time. Categorising my expenses on an Excel sheet manually were my biggest pain points, and Parpera solved this for me! I simply label them after completing a transaction. At the end of the financial year I simply download the Excel sheet and it’ll be ready for my accountant!

Lynn T, Remedial therapist

Managing my expenses has always been daunting. Parpera's changed things up dramatically - banking, invoicing, bookkeeping and managing my expenses all in the one app. It's freed up way more time to be on the tools!

Sam K, Electrician

I wanted to spend more time on my business instead of doing admin. I was super excited when I found Parpera, it did exactly what I needed. They're genuinely customer first and I'm proud to be a member!

Chloe C, Freelance Consultant

Parpera is EXACTLY what I've been looking for and I've been looking EVERYWHERE - it's so easy to use. I'm a huge fan and the customer experience is first class!

Jessica M, Contractor

Kaz H, Marketing Specialist

Tom J, Advertising Professional

Parpera has been pivotal in managing my business expenses and helped me to reclaim SO MUCH time. Categorising my expenses in Excel manually were my biggest pain points, and Parpera solved this for me! I simply label them after completing a transaction. At EOFY I simply export my transactions for my accountant!

Lynn T, Remedial therapist

Sam K, Electrician

Chloe C, Freelance Consultant

Parpera is EXACTLY what I've been looking for and I've been looking EVERYWHERE - it's so easy to use. I'm a huge fan and the customer experience is first class!

Jessica M, Contractor

Kaz H, Marketing Specialist

Tom J, Advertising Professional

Lynn T, Remedial therapist

Sam K, Electrician

Chloe C, Freelance Consultant

Simplify your business finances

Get a business account and debit card on your phone in minutes - built for you and how you do business

Open a business account, earn a 3.60% p.a. return*

Make your money work for you

*Variable return as of 08/11/2023. See our disclaimer and terms below to consider whether it’s right for you. Target returns are not guaranteed.

Instantly access a Business Debit Mastercard®

Pay instantly with ApplePay or GooglePay

Save time, effort, and money

Focus less on admin and more on what you love!

Get paid anywhere, anytime

Make it easy for your clients to pay in-person or online - say goodbye to late payments and lost invoices

Issue professional invoices in-app

Personalise, create, and send invoices to your clients

Accept card payments, get paid faster

Get paid via card, QR code or payment links

Track and manage invoices, effortlessly

Send reminders and we'll auto-reconcile your payments

Take back control of your money

Get the tools and insights you need to make better decisions on the go, with confidence and ease

Real-time income and expense insights

Know what you earn and spend and be in control

Receive and pay money faster

Access bank and online card payments

Intelligent receipt capture, and reporting tools

Save time and money on bookkeeping and accounting

Card and payment options display on a phone screen

Put your taxes on auto-pilot

Stress less about tax with automated estimates, savers, and BAS preparation - no more surprises at tax time

Smart tax-deductible and GST transaction tagging

Save time on admin and be better prepared for tax time

Real-time tax estimates and savers

Set money aside, don't get caught out at tax time!

AI-powered BAS preparer

Prepare your BAS estimate in minutes

Supercharge your business

Get human support, products, and services that make business easier - you need more than a bank account!

Personalised and easy to access support

Get the help and answers you need, when you need them

Partner integrations, products and services

Products and services to help you build a better business

Partner rewards and benefits

Exclusive rewards and benefits for Parpera members

Business made easy
for you

Built with ❤️ by Parpera.

Parpera Australia Pty Ltd (Parpera, we, our, us) ABN 47 641 580 743 is an Authorised Representative 1302443 of MSC Advisory Pty Ltd ACN 607 459 441 AFSL 480649 and ASIC Registered Agent 51621.

This website contains general information only and any financial advice we provide does not consider your objectives, financial situation or needs. It does not constitute personal advice for the purposes of section 766B(3) of the Corporations Act 2001. Before you act on any of our advice, please consider if it’s appropriate for you.

Wise Australia Pty Ltd ABN 42 070 947 492 AFSL 513764 is the issuer of the business accounts in Parpera's App and the Parpera Business Debit Mastercard®, pursuant to a license by Mastercard Asia/Pacific Pte Ltd Mastercard®. The circles design is a registered trademark of Mastercard International Incorporated.

Stripe Payments Australia Pty Ltd ACN 160 180 343 is the issuer of the non-payment facility within Parpera.biz.

Parpera Earn is administered by us. It can provide you with a variable rate of return on your contributions based on the interest earned by Parpera Earn less our administration fees. The rate of return is subject to change typically due to movements in the Reserve Bank of Australia official cash rate. Your contributions to Parpera Earn are not guaranteed and they are not protected by the Financial Claims Scheme under the Banking Act 1959 (Cth). Please refer to the Parpera Earn Terms and Conditions available for further information.

Before making a decision in relation to any of these products, please consider any relevant Terms and Conditions, Target Market Determination, Financial Services Guide and Product Disclosure Statement available .

Any representations made on this website are current as at the date of publishing and subject to change.

We acknowledge and pay our respects to Aboriginal Elders, past, present, and emerging, and Torres Strait Islander peoples as the First Peoples of Australia, whose ancestral lands and waters we work and live on throughout Australia.

Our offices are located on the traditional lands of the Gadigal peoples of the Eora nation in Sydney, and Boon Wurrung peoples of the Kulin nation in Melbourne.

We’re built for business owners like you